Illinois Health Insurance Companies
In an effort to give you ideas about where to find high quality health insurers, we have compiled a list that includes seven of the largest health insurance providers in Illinois. We have also provided a brief self description from each of the seven providers.
Health Care Service Corporation Illinois
The health Care Service Corporation is an affiliated of Blue Cross Blue Shield. The company offers the following insurance options.
Premier Plan
We offer three SelectBlue plans that provide different levels of annual out-of-pocket expense limits, deductibles, coinsurance and network coverage. These options help you get the most robust coverage we offer within your budget.
- Two provider network options: our industry leading PPO or our money saving BlueChoice® Network
- Benefits for preventive care services covered
- Most similar to plans offered by employer groups
Budget Conscious Plan
Our three BlueValue plans offer affordable premiums with essential coverage and benefits. You pay a lower monthly premium in exchange for paying a portion of other health care costs.
- Two provider network options: our industry leading PPO or our money-saving BlueChoice® Network
- Benefits for preventive care services covered
- Outpatient prescription drug benefits, diagnostic testing, emergency care and optional maternity benefits
The company also offers Health Savings Account Plans, as well Children’s Plans and Short Term Health Plans.
United Healthcare Insurance Company Illinois
UnitedHealthcare is an operating division of UnitedHealth Group, the largest single health carrier in the United States.
As a recognized leader in the health and well-being industry, we strive to:
- Improve the quality and effectiveness of health care for all Americans
- Enhance access to health benefits
- Create products and services that make health care more affordable
- Use technology to make the health care system easier to navigate
Our family of companies delivers innovative products and services to approximately 70 million Americans. UnitedHealthcare’s nationwide network includes 668,230 physicians and health care professionals, 80,000 dentists and 5,174 hospitals. Our pharmaceutical management programs provide more affordable access to drugs for 13 million people.
Health Alliance Medical Plans
Health Alliance Medical Plans is a managed care organization headquartered in Urbana, IL, that insures more than 330,000 lives, primarily in Illinois and Iowa. Health Alliance Midwest serves the Iowa members. Health Alliance offers a variety of health insurance plans for employer groups, Medicare beneficiaries and individuals. Founded by physicians in 1980, Health Alliance was originally called CarleCare. Today, Health Alliance is still owned by Carle Clinic Association in Urbana, IL.
Humana Insurance Company Illinois
HumanaOne offers flexible, affordable health insurance plans for individuals and families. If you’re an early retiree, recent college graduate, entrepreneur, or for some other reason, not insured through an employer, HumanaOne® is for you. Our plans could help you lower your insurance costs – in some cases by up to 50 percent. Start by choosing from a variety of PPO and high deductible health plans, then further customize your plan with any number of “extras” – at an additional cost. HumanaOne plans come with exceptional customer service and the peace of mind of knowing your plan is tailored to your specific needs. HumanaOne is a Humana Inc. brand of products.
At Humana, we use a strategy of “consumerism” to help our members get the most from their health benefits. As our member, you can compare doctors and hospitals by performance ratings and price; use online tools to plan and budget your healthcare expenses, and more. With Humana’s consumerism strategy, you can reduce costs without compromising quality.
Aetna Life Insurance Co Illinois
You should choose Aetna Life Insurance Company of Illinois for your health insurance needs for the following reasons.
More than 37 million Aetna members – individuals, families, students, companies and retirees – rely on us. It’s no surprise that Aetna has been named the most admired health insurance company by Fortune magazine*.
Choose from a range of plans that offer excellent quality. You choose how much to spend on monthly payments versus costs for office visits and other services.
We offer plans with valuable features, which may include:
- An excellent combination of quality coverage and competitively priced premiums.
- Coverage for preventive care, doctor visits, hospitalization and children’s immunizations.
- No claim forms to fill out when you see a provider in our network.
- Our nationwide provider network offers you a vast selection of doctors and hospitals.
Get a plan for yourself, your spouse and your children. Coverage can include prescription drugs, doctor visits, hospitalization and preventive care services.
We offer high deductible plans that are compatible with tax-advantaged Health Savings Account (HSA). You can contribute money to your HSA tax free. (And that money earns interest tax free.) You use the money to cover qualified medical expenses.
Harmony Health Plan of Illinois Inc.
Harmony Health Plan of Illinois operates a Medicaid HMO that serves about 140,000 Medicaid recipients in a handful of counties in southwestern Illinois. Operated through state contracts, the company’s managed health care plans include programs for needy families, supplemental security income recipients, and children of low-income families. Its plans cover basic medical care, including hospitalization, yearly check-ups, and emergency room visits, as well as pharmacy co-payments and dental and transportation services. Harmony Health Plan is a subsidiary of WellCare.
Unicare Health Insurance Co. of the Midwest
Health Insurance Illinois have been providing individual and small group insurance to Illinois residents for over 20 years. We are proud to represent UniCare Health Insurance Company, one of the finest health insurance carriers in the industry.
We offer affordable customized health insurance plans to individuals, the self employed and small business owners. We can get you a health insurance quote within 24 hours and we can even apply online. You are not required to meet with an agent.
UniCare Preferred Provider (PPO) Health Insurance Plans allow you to use any doctor you choose, but you can save money by using independently contracted doctors and medical facilities that are part of UniCare’s network. When you use Participating Providers (also known as in-network doctors and contracting hospitals) your costs are reduced in two ways:
In-network doctors have agreed to accept lower, negotiated rates for most services. This means your costs will be automatically reduced by having a UniCare PPO plan.
Your plan benefits are richer when you use a Participating Provider, meaning UniCare will share a higher portion of the costs with you.
Resources:
http://health.usnews.com/health-plans/illinois
http://www.bcbsil.com/coverage/individual/index.html
http://www.uhc.com/about_us.htm
http://www.linkedin.com/company/health-alliance-medical-plans
http://www.ehealthinsurance.com/health-insurance-companies/humana-illinois/
http://healthinsurance.aetna.com/aetna/healthcare-insurance
http://www.google.com/finance?cid=7052397#
http://www.healthinsuranceillinois.com/